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Fix & Flip Loans
Finance the purchase and renovation of investment properties with leverage on cost and after-repair value, plus rehab draws as work is completed.
Loan amount
$100K – $10M
Leverage / LTV
Up to 85% LTC / up to 75% ARV
Rates from
9.99%
Term
12–24 months
Closing timeverify
15–30 days
Credit
No minimum credit score
Program terms
- 1st lien position only
- Interest-only payments
- Asset-based "common-sense" underwriting
Eligible property types
Single-family residential (1–4 units)Multifamily (5+ units)Mixed-useRetailOfficeHospitalitySelf-storageSenior housingMarinasParkingAutomotive
Typical fees
- Origination
- 1.00%–2.75%
- Loan package
- $750
- Appraisal
- $450–$550
- Inspection
- $300–$350
- Commercial underwriting
- $1,495–$1,995
- Legal (commercial)
- $1,495
Fees shown where stated. Rates, fees, terms, and timelines are subject to change without notice.